I can no longer maintain my payments and would like to return the motorcycle.

If you have a regulated BMW PCP Select or BMW Hire Purchase agreement you have the right to end the agreement at any time, known as voluntary termination.  You must hand back the motorcycle and pay the balance to one half of the total amount due under your agreement (if you have not already paid at least one half) and in addition any arrears, excess mileage (PCP Select), and damage charges.  We may be able to agree a repayment plan with you for any remaining balance due. This may be subject to an Income and Expenditure review with you to ensure the plan we set is affordable for you. Details of this right, where relevant based on your agreement type, are set out in your agreement under "Termination: Your Rights”. We recommend taking your own independent legal advice on this matter. For more information on this option, you can call 0818 253 181 and one of our advisors will be happy to help you.